If you own an auto repair business, you’re probably used to that awful feeling of paying your credit card processing fees every month. It’s one of those things that you hate doing, but after a while it becomes normal. This doesn’t have to be the case. Take control of your auto repair business with innovative merchant services from Wholesale Payments Direct. Specifically, our cash discount surcharging for auto repair. Our professional, 100% compliant surcharging program can help your business truly thrive.
How Cash Discount Surcharging for Auto Repair Works

With cash discount surcharging, your customers who pay with a credit card will be charged a small extra fee. This convenience fee (called a surcharge) goes toward covering the expense of credit card processing fees. Your cash-paying customers won’t have to pay this fee since their transaction doesn’t require you to pay any extra expense. It’s illegal to apply this surcharge to customers who pay with debit cards.
Cash Discount Surcharging Guidelines
It’s always a good idea to check with your state’s laws and your credit card processing company’s laws to ensure you are complying with everything you need to. But there are certain pieces of equipment and supplies you must have before you can implement your cash discount surcharging program. Because of this, you’ll need to partner with a company like Wholesale Payments Direct and use our merchant services. When you use our services and equipment, you won’t have to pay your credit card processing fees anymore!
If you choose to partner with Wholesale Payments Direct, here’s what we provide you with.
Signage
It’s vital that before you implement cash discount surcharging at your auto repair business, your customers understand why the surcharge will be added to their bill. You’ll need clear, visible signage. Wholesale Payments Direct provides easy-to-understand signs. Your customers will appreciate your transparency, and your auto repair business will avoid legal trouble.
Proprietary Software
Not only should your customers know about the surcharge before they make a purchase at your auto repair business, but they should also see the surcharge after. The law is very specific about how your receipts should list the surcharge. There must be three separate lines. One line should include the customer’s subtotal before the surcharge. A second line must list the amount of the surcharge. It can only be a small percentage of your customer’s subtotal. The third and final line on the receipt includes the customer’s total with the subtotal and surcharge combined.
With Wholesale Payments Direct’s proprietary software, you don’t have to worry about ensuring you have each of these lines appearing on your receipts. They will automatically be added to each transaction’s receipt. If your credit-card using customers wonder why they were charged more than your list prices, the answer is simple: your listed prices are your cash prices.
Wholesale Payments Direct makes cash discount surcharging for auto repair businesses easy. We’ll handle the details, and you handle operating a successful auto repair business. You’ll instantly notice an increase in profits! If you want to learn more about the cash discount surcharging for auto repair businesses, call Wholesale Payments Direct today!